 |
|
|
BIA Chapters
Central California
Delta
Northstate
San Diego County
Southern California
HBA Chapters
Central Coast
Fresno/Madera Counties
Kern County
Northern California
Tulare & Kings Counties
BIA/SC Chapters
Antelope Valley
Baldy View
Desert
Greater L.A./Ventura
L.A. County East
Orange County
Riverside County
HBANC Chapters
Eastern Division
Southern Division
|
|
Welcome to a new market!
In the past months, we have seen a huge shift in the housing market. With foreclosures, short sales and sub prime loan adjustments, the market has been inundated with inventory. Looking at the market from the outside, one might think that the Central Valley has housing inventory for years to come, and while it is true that there is a great variety of homes available, the sad truth is that California still has a deficit of homes being built for its ever growing population.
The real problem is affordability. It is difficult for an average family to save the adequate down payment necessary for today’s mortgage requirements. It is difficult for homeowners to sell their properties for less than they paid for them. And, it is difficult for builders to pay for land, entitle it, put in necessary utilities, streets and lighting, sidewalks, curbs, gutters, parks, storm drains, water lines, pay for schools, indirect source pollution fees, city fees, county fees, transportation fees, permit fees, affordable housing in-lieu fees and any other fee deemed necessary, to make the home pay for itself. All that before any slab is poured and any nail is hammered. Then builders must build the home, of course complying with the latest standards of construction codes and green building standards. The builder, in the end, must make some sort of a profit in order to remain in business and continue to take the financial risk for building homes. This whole process, from purchase of raw land to an actual completed community, can take anywhere from 3-10 years. Needless to say, because of governmental intervention in land use, fees and regulation, builders are having a hard time keeping home prices affordable.
But, alas, builders are a determined breed. Don’t ask me why, but we remain full of optimism and good ol’ entrepreneurial gumption! We can solve the housing correction crisis if government will allow us to be innovative. You don’t take your car to a computer repairman to fix the brakes, nor do you take your computer to the local grocer to repair the hard drive. We cannot expect the government to fix the housing crisis without the help of experts (that’s us)! We must speak up and let government know that we, the experts in housing, can help! The best way to interface with housing regulators, that I am aware of, is through the advocacy and collective thinking of members in the BIACC. We are one choir with many voices.
Thank you for your continued support and dedication to our industry and the Association.
Pam Franco
BIACC President
|
|
BIACC Staff
Steve Madison, Executive Officer
Kristen McMahan, Membership & Events Coordinator
BIACC Officers
President: Toby Wells, Member in Transition
Vice President: Ray Franco, Heirloom Collection, LLC
Secretary/Treasurer: Dennis Fitzpatrick, Fitzpatrick Homes
Immediate Past President: Pam Franco, California Heirlooms, Inc.
BIACC Board of Directors
Bill Adams, Academy Mortgage
Bill Zoslocki, Bill Zoslocki Construction, Inc.
Bob Taylor, DiBuduo & DeFendis Insurance
Brian Lange, California Living & Energy
Daniel W. Nickles, K-D Land & Cattle Company
Daniel Saldivar, Kelly-Moore Paints
Doug White, Greenberg Traurig
George Petrulakis, Petrulakis, Jensen & Friedrich, LLP
Guy Maxwell, Maxwell Homes
Jack Turnier, State Compensation Fund
John Bergman, Applegate Johnston, Inc.
Kevin Schoonhoven, InterWest Insurance
Michael O’Connell, 2-10 Home Buyers Warranty
Ted Ridenour, SCM Homes of California
Warren McClung, RRM Design Group
Designated Board Positions
Membership Chairperson: Ray Franco, Heirloom Collection, LLC
Golf Committee Chairperson: John Anderson, JB Anderson Land Use Planning
Merced County Advisory Board
Bob Ayers, Transcounty Title Company
Brett Baker, G.J. Gardner Homes
Pam Franco, California Heirlooms, Inc.
Patrick Johnson, Ranchwood Homes
Guy Maxwell, Maxwell Homes
Nathan Newman, S & N Builders, Inc.
Gonzalo Rodriguez, Brookfield Land
Kevin Schoonhoven, Interwest Insurance
Tuolumne County Advisory Board
Mark Banks, Banks Glass
Robert Caldera, Robert Caldera Construction, Inc.
Bob Divine, Divine Construction
John Feriani, Feriani Construction
Rob Keith, Keith Designs, Inc.
Lance Lester, Intermountain Truss & Girder, Inc.
Rick Njirich, Richard J. Njirich Construction
Steve Njirich, Njirich & Sons, Inc.
Mark Patterson, Patterson Construction, Inc.
Brian Selby, Selby Design Group
Jim Todd, California Gold Development Corp.
Jamie Tune, Tune Construction, Inc.
|
|
 |
|
|
|
